Certe Group Life Insurance Solutions Certe Group

Certe Group is a financial services provider tailoring life insurance solutions for individual and corporate clients.

Personal Insurance / Family & Business Protection

Term Life Cover
provides a lump sum to your nominated beneficiaries in the event of your death.
Total and Permanent Disablement Cover (TPD)
provides you with a lump sum benefit if you become totally and permanently disabled to the extent that you are unable to work ever again due to either illness or injury.
Trauma Cover (or Critical Illness)
provides you with a lump sum benefit if you are diagnosed with a listed trauma condition.
Income Protection (or Salary Continuance)
provides a monthly benefit of up to 75% of your income while you are unable to work due to either injury or illness.
Business Expenses Cover (for self-employed individuals)
reimburses you for the fixed expenses of your business while you are unable to work due to illness or injury.

Applications

The types of insurance listed above can provide effective solutions for personal and business risk management. Common applications include:

Personal risk management
  • Mortgage insurance
  • Lifestyle funding insurance
  • Education funding Insurance
  • Medical expenses insurance
  • Estate planning
  • Estate equalisation
 Business risk management
  • Business succession planning
  • Key person insurance
  • Loan guarantor insurance
  • Business continuation
How we can help

Many Australians insure their homes, cars, and many other valuables, but grossly neglect to protect their greatest assets – their lives and their ability to earn a living.

Our aim is to assist our clients protect their personal income and assets through sound insurance planning; ensuring they have adequate cover through life, total and permanent disablement, trauma and income protection insurance. The appropriate solution will vary according to individual needs and will sometimes involve a combination of different types of insurance products. Our expertise lies in developing tailored risk plans structured to meet the risk needs and objectives of our clients.

Protecting one's family and business is essential. Having the right advice to help achieve this is just as important.

To get the right advice for your personal and business insurance needs, contact jeremy.boller@aon.com.au